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National Credit Regulator (NCR)


The National Credit Act, 2005 (Act No. 34 of 2005), establishes a National Credit Regulator (NCR).

NCR promotes a fair and non-discriminatory market place for access of consumer credit provides for the general regulation of consumer credit and improved standards of consumer information, promotes black economic empowerment and ownership within the consumer credit industry, prohibits certain unfair credit and credit-marketing practices, promotes responsible credit granting and use, and for that purpose to prohibit reckless credit granting, provides for debt re-organisation in cases of over-indebtedness, regulates credit information, provides for registration of credit bureau, credit providers and debt counseling services, establishes national norms and standards relating to consumer credit, promotes a consistent enforcement framework relating to consumer credit.

The National Credit Amendment Act, 2014 (Act 19 of 2014) dissolves the Board as the Accounting Authoring.

CEO Ms Nomsa Motshegare
Enabling Act National Credit Act, No 34 of 2005
Tel 0860 627 627 (call centre) or +27 (11) 554 2700 (switchboard)
Fax +27(11)805 4905
Physical Address Number 127, 15thRoad,
Postal Address P.O. Box 209
Halfway House